AlgoPolisLibellé d'assurance terrorisme, perte ou dommage matériel
Not applicable on the cyber side. This is a terrorism policy wording for physical loss or damage, not an exclusion: it sets out what the insurer covers, not what it carves out.
Not applicable to war: this wording contains no war and civil war exclusion. The 5564 to 5567 exclusions belong to a different text and a different risk.
Cited for contrast: LMA 3030 places terrorism, covered by a wording of its own, against war, which clauses 5564 to 5567 handle as an exclusion. The line between an act of terrorism and a state operation is exactly the one that classifying a cyberattack puts under strain.
Not drafted for cyber. LMA3030B is the version in force and LMA3030A is archived. It must not be read as a war exclusion.
A wording dated 1 September 2006 and published by the LMA; version B is in force and version A is archived.
This material is reproduced and annotated for educational purposes. For any contractual use, refer to the official wordings published by the Lloyd's Market Association and take insurance legal advice. AlgoPolis does not provide legal advice.
Legal disclaimer
English texts are reproduced for educational purposes from official LMA sources.
French translations are unofficial and produced by AlgoPolis for educational purposes only.
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Type classification inferred by AlgoPolis from official Lloyd's definitions, to be confirmed with the LMA.