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Tool 04

LMA Cyber Clause Comparator

LMA model cyber clauses, side by side, in French and English

This tool extends article 03 (Silent Cyber: from Gray Zone to Explicit Clause) by giving access to the full texts of the model clauses published by the Lloyd's Market Association in bulletin LMA21-042 (25 November 2021) and their 2023 A and B revisions.

Read article 03 →
Suggested comparisons

The four 2023 cyber war exclusions

From the most restrictive to the widest, A versions: 5564A, 5565A, 5566A, 5567A

With or without an attribution clause

The same exclusion in its A and B versions: 5567A and 5567B

The three 5567 variants

Detailed attribution, the Hamilton variant that reverses the write-back, and the insured carve-out

From 2021 to 2023

The reference wording before and after revision: 5567 and 5567A

Property 2019: affirming against excluding

LMA 5400 and LMA 5401

Marine 2019: excluding against affirming

LMA 5402 and LMA 5403

Cyber treaty reinsurance 2024

LMA 5629, 5630, 5631

From CL380 to the modern marine wording

Twenty years of drift: CL380 (2003) and LMA 5402 (2019)

Filters
Clause catalog

War and cyber operation, 2023 revision

War cyber 2023Type 1Y5381Attribution clause
Full exclusion
War cyber 2023Type 1Y5381No attribution clause
Full exclusion
War cyber 2023Type 2Y5381Attribution clause
Limited write-back
War cyber 2023Type 2Y5381No attribution clause
Limited write-back
War cyber 2023Type 2Y5381Attribution clause
Broad write-back
War cyber 2023Type 2Y5381No attribution clause
Broad write-back
War cyber 2023Type 3Y5381Attribution clause
Widest coverage (bystanding write-back)
War cyber 2023Type 3Y5381No attribution clause
Widest coverage (bystanding write-back)
War cyber 2023Type 3Y5381Attribution clause
Widest coverage (bystanding write-back)
War cyber 2023Type 2Y5381Attribution clause
Broad write-back
War cyber 2023Type 4No attribution clause
Widest coverage (bystanding write-back)

War and cyber operation, original 2021 versions

War cyber 2021Type 1Y5381Attribution clause
Full exclusion
War cyber 2021Type 2Y5381Attribution clause
Limited write-back
War cyber 2021Type 2Y5381Attribution clause
Broad write-back
War cyber 2021Type 3Y5381Attribution clause
Widest coverage (bystanding write-back)

Property, 2019

Property 2019Type framework not applicableNo attribution clause
Limited write-back
Property 2019Type framework not applicableNo attribution clause
Full exclusion

Marine, 2019

Marine 2019Type framework not applicableNo attribution clause
Full exclusion
Marine 2019Type framework not applicableNo attribution clause
Limited write-back

Cyber treaty reinsurance, 2024

Reinsurance 2024Type 1Y5381Attribution clause
Full exclusion
Reinsurance 2024Difference in Conditions (follows Type 3)Attribution clause
Broad write-back
Reinsurance 2024Difference in Conditions (follows Type 3)Attribution clause
Broad write-back

Historical context

HistoricalType framework not applicableNo attribution clause
Limited write-back

Related clauses

RelatedType framework not applicableNo attribution clause
Full exclusion
RelatedType framework not applicableNo attribution clause
Full exclusion

Legal disclaimer

English texts are reproduced for educational purposes from official LMA sources.

French translations are unofficial and produced by AlgoPolis for educational purposes only.

Purely informational tool. No personal data collected, no trackers.

Type classification inferred by AlgoPolis from official Lloyd's definitions, to be confirmed with the LMA.