Ten research instrumentsfreely accessible
Each tool turns a research question into something you can handle: change an assumption, watch the result move. They cover cyber pricing, foundation-model accumulation, climate insurability, EU AI Act compliance and value-chain dependency. No account, no payment, no data collected.
Cyber Risk Report
Sixty declarative questions about a client produce a technical annex: maturity by domain, and a remediation plan at thirty, ninety and one hundred eighty days. The questionnaire and the score need no account; it is assembling the report that requires an identity. Your client's name never leaves your browser, and the document carries no recommendation of cover, capital or premium.
You do not know us yet, and a report is judged on the document itself. Read a complete one, on a fictional company →
Human/AI Operations Pricer
Cognitive marginal cost simulator (Human vs Cloud API vs Local Architecture). Includes cyber premiums, AI tax regulation and the Make vs Buy tipping point per Coase.
Agentic AI Underwriting Pricer
Actuarial engine modeling the systemic exposure of LLMs. Includes the EU AI Act (4 tiers), mitigation protocols (RAG, Red-Teaming), Quota Share structuring and ESG scoring.
Actuarial Format Converter
27 bilingual actuarial converters: loss ratio, combined ratio, burning cost, lognormal VaR, chain ladder, Bornhuetter-Ferguson and more.
LMA Cyber Clause Comparator
Browse and compare LMA model cyber clauses side by side (LMA 5564–5567, Property, Marine, Reinsurance). Official texts, plain-language French translations, write-back analysis.
AI Data Center Insurability Matrix
AI data center insurability screen from a sustainability-minded reinsurer's standpoint. Places the site on a strategy × operations matrix, computes an accumulation index, fires ten business rules and exports a PDF research memo.
AI Model Accumulation Assessor
Quantify the logical concentration of your AI book by foundation model (GPT-4o, Gemini, Claude...). Computes an accumulation index, Model PML and EU AI Act flags.
Cyber risk & insurance model
Frequency-severity actuarial model simulated in the browser: annual loss distribution, return-period curve (99.5% VaR) and insurance-program sizing (retention, limit, premium). Parameters and sources shown.
Climate insurability & the CATNAT scheme
Projects an exposed property's average annual loss from present to +4 °C, against market insurability thresholds and France's CATNAT scheme (surcharge, CCR, state guarantee). The tipping point, parameters and sources shown.
EU AI Act & liability cockpit
A diagnosis of an AI system against the EU Regulation: risk tier, obligations dated by role, liability exposure and the insurance covers that respond. Sources shown, neither legal advice nor certification.
AI value chain & accumulation
A map of the AI value chain (compute, cloud, model, orchestration, application): locate single points of failure, measure the cascade and the systemic exposure of a dependency. Parameters and sources shown.
Red-Teaming API
Automated intrusion testing on an insured's LLM, to measure the E&O exposure its policy carries. On-premise architecture, zero external API calls.
Cyber Risk Report
Sixty declarative questions about a client, and out comes a technical annex: maturity by domain and a remediation plan. Your client's name never leaves your browser.
The insurance world
The places in our articles and the major cyber crises on a world map you can zoom down to a single state, with the major earthquakes since 1990.
To run a book rather than a single file, the Academy opens an eight-quarter simulator, free and with no account. Open the simulator →
How to read these tools
Orders of magnitude
Outputs are orders of magnitude meant to frame a discussion, not firm prices or inventory figures.
Visible assumptions
Every parameter is exposed and editable. Nothing is computed behind an opaque screen: disagreement over an assumption is settled by changing it.
Replayable results
Same parameter set, same result. PDF exports carry the assumptions used, so the calculation can be rerun or challenged.
Neither advice nor certification
These are research instruments. They are not insurance advice, not an offer, and not a certified pricing engine.
Behind every figure, a source
The data behind these tools comes from a documented directory: scope, methodology, intended use and limits of each source, with its links to our articles and glossary terms.