Official text
War and Cyber Operation Exclusion No. 1
(For use on commercial cyber insurance contracts)
1. Notwithstanding any provision to the contrary in this insurance, this insurance does not cover that part of any loss, damage, liability, cost or expense of any kind:
1.1. directly or indirectly arising from a war, and/or
1.2. arising from a cyber operation.
Definitions
2. Computer system means any computer, hardware, software, communications system, electronic device (including but not limited to, smart phone, laptop, tablet, wearable device), server, cloud infrastructure or microcontroller including any similar system or any configuration of the aforementioned and including any associated input, output, data storage device, networking equipment or back up facility. If there is any inconsistency between definitions of computer system in this exclusion and the contract of insurance, the definition in the contract of insurance shall apply.
3. Cyber operation means the use of a computer system by, at the direction of, or under the control of a state to:
3.1. disrupt, deny access to or degrade functionality of a computer system, and/or
3.2. copy, remove, manipulate, deny access to or destroy information in a computer system.
4. State means sovereign state.
5. War means armed conflict involving physical force:
5.1. by a state against another state, or
5.2. as part of a civil war, rebellion, revolution, insurrection, military action or usurpation of power, whether war be declared or not.
LMA5564B - 18 January 2023
Official text LMA ↗Covered scope
Identique à la 5564A.
Excluded scope
Identique à la 5564A : exclusion de toute opération cyber, sans seuil.
Use cases
Mêmes cas que la 5564A, pour les marchés traitant l'attribution ailleurs dans la police.
Limitations
L'absence de clause d'attribution renvoie la charge de la preuve de l'origine étatique au droit applicable et au reste du contrat.
Context
Variante sans attribution de la 5564A, 18 janvier 2023.
Ces contenus sont reproduits et commentés à titre pédagogique. Pour tout usage contractuel, se référer aux textes officiels publiés par la Lloyd's Market Association et à l'avis d'un juriste assurance. AlgoPolis n'est pas un conseil juridique.
Legal disclaimer
English texts are reproduced for educational purposes from official LMA sources.
French translations are unofficial and produced by AlgoPolis for educational purposes only.
Purely informational tool. No personal data collected, no trackers.
Type classification inferred by AlgoPolis from official Lloyd's definitions, to be confirmed with the LMA.