Discharge receipt
The document by which a claimant acknowledges payment and gives up any later claim, often signed before the loss has stabilized.
The Badinter law of July 5, 1985: the insurer must make its compensation offer within eight months of the accident, and a victim who has accepted it keeps fifteen days to withdraw. Parliament did not want a signature obtained quickly, from an injured person not yet consolidated, to count as ordinary consent. A discharge receipt records payment and, in its usual wording, waives any later claim on the same loss; it often also carries subrogation, passing the claimant's rights against the liable party to the insurer. Everything turns on its date. In property, signed before hidden damage comes to light, it shuts a door nothing reopens; in bodily injury, signed before consolidation, it freezes compensation on a condition that will still change. Hence the receipt signed with reservations, naming what remains to be assessed, and the interim payment while the harm is not yet stable.
France's Badinter Act of July 5, 1985 requires an insurer to put an offer of compensation to a road accident victim within eight months, and gives the victim fifteen days to withdraw after accepting. Those two figures frame exactly the weak point of the discharge receipt: the pressure of a quick settlement on someone whose condition has not yet stabilized.
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