Coalition
Annual report from a cyber insurer specialized in small and mid-sized firms, drawn from its own book: claim frequency by revenue band, average severity, and the share of ransomware, funds-transfer fraud and business email compromise.
Claims reported to the insurer's own book, mainly North American. A rare public source of claim FREQUENCY by company size; the sample is a single insurer's, already filtered by its underwriting.
Use to calibrate an SME claim frequency, keeping it apart from incident frequencies taken from self-reported surveys, which are far higher.