Educational harm
The permanent pecuniary head of loss that compensates the loss of years of study, delay in or abandonment of schooling or training because of the accident, and the change of path it forces.
When the victim is a child, a student or a trainee, the accident may cost them one or more years, force a change of path or prevent them from completing a course. The Dintilhac classification singles out this educational harm, which compensates lost years of study, primary, secondary or higher, delay in schooling, a change of orientation and giving up a course or degree. It differs from occupational impact and future loss of earnings, which compensate the consequences for a career, even though the three are linked: abandoning medical studies causes both educational harm and occupational impact. The assessment considers the level reached, prior results, which make the plan more or less likely, and the cost of the lost years. For the insurer, it is a moderate head, but common in accidents involving children and young adults.
A second-year medical student, seriously injured in 2023, loses two university years and must switch to a field compatible with her after-effects; she obtains compensation for educational harm, separate from the occupational impact of giving up medicine.
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