EU Floods Directive (2007/60/EC)
An EU directive requiring member states to assess, map and manage flood risk on a six-year cycle.
Before the directive, each country mapped flooding its own way, often for the hundred-year flood only, and rarely in a public or comparable form. The text imposes three steps: a preliminary risk assessment, maps of flood-prone areas and exposed assets under several flood scenarios, then management plans that set risk-reduction objectives. The cycle repeats every six years to take in new knowledge, including climate change. For insurance, these public maps are underwriting data and support for prevention, and their revision shifts the picture of a territory's risk well before the next flood.
Adopted on October 23, 2007, the directive was transposed in France by the law of July 12, 2010; 122 territories at significant flood risk were designated in 2012, and the first flood risk management plans were adopted in 2015.
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