Skip to content
←Back to glossarySpecial risks

Highly pathogenic avian influenza

The severe form of bird flu, mostly caused by H5 and H7 subtypes, which forces the culling of affected flocks and whose waves from 2015 to 2023 made poultry the largest item of public animal health compensation in France.

Definition

Highly pathogenic avian influenza is a viral infection of birds that kills fast and spreads through migrating wild birds, which brings it back every fall. In France, the series began in winter 2015-2016 in the southwest, with a mandatory downtime imposed on the entire duck sector. It returned in 2016-2017 (H5N8), then in 2020-2021. The 2021-2022 wave changed scale: more than 1,300 farms infected, around 19 million birds culled according to the ministry in September 2022, and public compensation estimated at about 1.1 billion euros, health and economic components combined. That same year, the United States went through its worst epizootic: nearly 58 million birds affected in 2022 according to the USDA, across 46 states, most of them depopulated. Starting in October 2023, France vaccinated its ducks, the first campaign of that size in Europe, and outbreaks the following winter dropped sharply. For the underwriter, bird flu shows the line between what gets insured and what gets socialized. The state pays for birds culled by order and part of the economic loss; the FMSE adds to it; the private market offers business interruption and epizootic mortality covers, with limited capacity and per-season aggregates. Geographic correlation drives most of the price: in the Landes in 2022, outbreaks numbered in the hundreds within a radius of a few dozen kilometers. Vaccination changes frequency, but it carries its own trade effects, as some third countries restricted imports of vaccinated poultry.

Its 6 cross-references, woven across the glossary's 18 categories
Highly pathogenic avian influenza: Special risks glossary illustration, AlgoPolis
Example

Winter 2021-2022: a farmer raising ducks for foie gras in the Landes has his flock culled in January, then stays inside a restricted zone until spring. The state compensates the animals at market value and pays advances on the economic loss, including a first tranche of 65 million euros to more than 5,000 farmers. The margin lost during the months without restocking is fully covered only if the farmer had bought a private business interruption policy, which remained rare in the sector.

Read next
Related terms
Also known as

HPAI, bird flu, avian influenza, H5N1 outbreak, avian flu

Stay informed

Follow the research

One letter a week. First, the week's underwriting note, when one is published: a dated, argued decision, signed by Paul Bernardski. Then what the observatory published on cyber risk, political risk and insurance. No account, no tracking.

No spam, one-click unsubscribe, no data ever sold.