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Life & protection
Long-dated commitments on the person: mortality tables, longevity risk, profit sharing, surrender, disability and long-term care.
106 terms100% Health reform2009 H1N1 influenza pandemicAccidental death benefitAdditional solidarity tax (France, TSA)AERAS agreementAGGIR grid (French dependency scale)AGIRA beneficiary searchAnnuity conversion rate and guaranteed annuity tableArticle 757 B of the French Tax Code (premiums paid after age 70)Article 990 I of the French Tax Code (death levy on life insurance)Baldwin-United bankruptcy (1983)Beneficiary acceptance of a life insurance contractBeneficiary clauseBorrower insurance delegation (Lagarde Act)Bourquin amendment (annual cancellation of borrower insurance)Capitalization contract (France)Condition exclusionCoverage share (borrower insurance)Credit life and disability insuranceDeath benefitDeferred income annuity (longevity annuity)Designation clause (industry-wide protection schemes)Differential mortality (by income)Direct billing (third-party payment)Disability continuance tableDisability ratingDisability savings and survivor care contracts (France)Discretionary managed allocation (life insurance)Eckert Act (unclaimed life insurance policies)Elimination periodEndowment insuranceEquivalence of cover (borrower insurance)Equivalence of cover in loan protection insurance (France)Euro fund (French guaranteed life fund)Eurocroissance fundEvin law (continuation of group health and protection cover)Excess medical fees and OPTAM (France)Excess mortality among insured working-age adults (2021)Experience tableFicovie (French life insurance contract register)Fourgous amendment (conversion of a single-fund contract)Fourgous and PACTE transfers (French life insurance)French life insurance taxation (articles 990 I and 757 B)French occupational supplementary pensions (articles 39 and 83)French retirement savings plan (PER)Fund switch (life insurance)Funeral insuranceGeneral Electric long-term care charge (2018)Generational mortality tableGroup protection schemeGuaranteed minimum death benefitHealth questionnaireHigh degree of solidarityInternational private medical insuranceInvoluntary unemployment insuranceLapse-supported productLee-Carter modelLemoine law (French borrower insurance reform)Life annuity home sale (French viager)Life catastrophe risk (mortality shock)Lifetime mortgage (French reverse mortgage)Long-term care insuranceLuxembourg life insuranceMadelin contract (France)Mandatory employer health cover in France (2013 national agreement)Mass lapse riskMathematical reserveMedical adviser (insurer or social security)Medical right to be forgottenMedical stop-loss insuranceMedical underwritingMetLife missing annuitants case (2018)Mortality tableObjective employee categoriesPenn Treaty liquidation (2017)Permanent disabilityPersonal accident cover for everyday life (France, GAV)Policy loanPortability of health and protection benefitsPraslicka case law (unsettled contract and marital community)Preferred provider networks (France)Profit sharing in life insuranceReduced paid-up policyResponsible contract (French supplementary health insurance)Return of premium riderSalary continuation (employer's supplementary sick pay)Social security daily sickness allowancesSolidarity supplementary health cover (France)Split beneficiary clause (usufruct and bare ownership)Stranger-originated life insurance (STOLI)Substandard ratingSuicide exclusion in life insuranceSurrender freeze (Article 49 of the Sapin II Act)Surrender of a life policySurviving child education benefitSurviving spouse annuityTechnical interest rateTemporary disabilityTerm life insuranceTGH05 and TGF05 mortality tablesTherapeutic part-time work (France)Top-hat pension (defined benefit plan)Top-up health insurance (France)Total and permanent loss of autonomyUK pension freedoms (2015)Whole life insurance